Best travel credit card reddit.
Hey guys, I'm fairly new to the credit card world. My oldest credit account being mere 1yr 6months old and I am looking to a suitable long-term credit card mix. That being said, I have already gotten quite a few cards, few just for aesthetics like the apple card (useless!) and others after superficial research mostly based on SUB.
the GreenState CU World Mastercard, which pays an unlimited 5% back on airfare and hotels (with no requirement to book through a credit card prepaid portal); and. your existing Citi Costco Visa, for its (secondary) rental car collision damage waiver benefit and unlimited 3% back on car rentals. jwang274 • 5 mo. ago.4 days ago · Best travel credit cards. Editor’s choice: Capital One Venture X Rewards Credit Card (see rates and fees) Best for no annual fee: Discover it® Miles. Best for dining when traveling: American ... The Capital One SavorOne Cash Rewards Credit Card is a nice option for people who like a night out. It pays 3% cash back on dining and entertainment, as well as popular streaming services and ...CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. We are here to support you if you …
Jan 14, 2024 ... Travel Credit Card Benefit Comparison · these cards all have fees that can reduce or nerf the value of the rewards · Visa/Mastercard is more ...
Compare the best Scotiabank credit cards with travel rewards, no fees, cash back and more. Find out which card is right for you in our Scotia credit card guide.Whether you are looking to apply for a new credit card or are just starting out, there are a few things to know beforehand. Depending on the individual and the amount of research d...
Credit cards with best travel perks. Question. Does anyone have any recommendations on travel credit cards? I’m looking for one that offers airline miles and hotel night stays. I …Great for: Travelers looking for a versatile credit card. You can move the rewards from this card to a plethora of loyalty programs, including Hyatt and United Airlines at a 1:1 ratio.. Annual fee: $95 Welcome bonus: Upon signing up, you’ll earn 60,000 bonus points after spending $4,000 on purchases within the first three months. This is …So, avoid both. Get a credit card that has no foreign transaction or foreign currency fee, and make sure you always choose the local currency when asked. That means you get …Annual fee: $350. Other benefits and drawbacks: The annual fee comes with some credits as well, including a $10 monthly credit for rideshare services (enrollment required), a $10 monthly credit ...
List of the best category cashback credit cards. Below is a list of no annual fee category cashback credit cards with a minimum of permanent ( non-promotional) 3% category cashback. We omitted cards with an annual fee. An annual fee card that often comes up is the American Express Blue Cash Preferred.
For cards with the highest rewards for everything, that'd be the Desjardins Odyssey Visa Infinite Privilege with a $295 AF, and 3 or 4% earnings on many categories, as well as 1.75% on everything else. Or else HSBC Jade/HSBC Premier WE MC as your "budget" option with no AF (after rebate/travel credit) and 3% travel and …
Credit Card Recommendations for 2023. Card Recommendation Request (Template Used) CREDIT PROFILE. * Current credit cards you are the primary account holder of: Discover it Cash Back, $2.1k limit, 04/2018. CFU, $4k limit, 1/2019. CSP, $16.7k limit, 2/2019. Chase Amazon Rewards, $16.7k limit, 07/2022.Bankrate's experts compare hundreds of the best credit cards and credit card offers to select the best in cash back, rewards, travel, business, 0% APR, balance transfer and more. Let Bankrate, a ...One of the most crucial features to look for in a travel credit card is the absence of foreign transaction fees. These fees, typically ranging from 2% to 3% of each transaction, can …Chase Sapphire Preferred card, Chase Sapphire Reserve Card, and Amex Platinum Card are great choices for Trip interruption and Cancellation insurance. These offer most protection max coverage up to 10k/person (20k per trip & 40K per yr max.) I didn’t realize credit cards travel protection would cover cancellations due to COVID.Check the other Chase no-annual fee cards. Amazon card has no international transaction fee. You say that you rarely use your current card, so I'm going to provide an alternative answer. I hope you don't mind. I travel internationally on a perpetual basis and I don't have a credit card at all.EnigmaShroud • 41 min. ago. American Express Platinum is a great travel credit card. c0horst • 1 min. ago. If you're 23 and want a starter travel card, just get a Chase Sapphire Preferred. Really hard to go wrong with that as …Wells Fargo Autograph Journey℠ Visa® Card : Best for generous rewards on hotel spend. Capital One Venture Rewards Credit Card: Best travel credit card for beginners. Citi Premier® Card : Best ...
Aug 1, 2023 ... Amex Aeroplan + CIBC visa infinite privilege aeroplan, best duo you can get for travel perks with Air Canada.trug4m3rgirl91. • 4 yr. ago. Depends on where you want to go etc but Citibank has a card for American airlines - American Airlines AAdvantage MileUp card - it has no annual fee and will give you 1 point per dollar on normal purchases and 2 points per dollar at grocery stores (unfortunately not wholesalers and a few other places) and 2 points ...So, avoid both. Get a credit card that has no foreign transaction or foreign currency fee, and make sure you always choose the local currency when asked. That means you get …4.1. The Capital One VentureOne Rewards Credit Card offers many of the same perks as the Capital One Venture Rewards Credit Card, without the burden of an annual fee. If you’re looking for a low ...CRedit's main goal is to improve your credit, keep it healthy, and support you in decisions that you make that may affect your credit livelihood. We are here to support you if you …
Credit Card Recommendations for 2023. Card Recommendation Request (Template Used) CREDIT PROFILE. * Current credit cards you are the primary account holder of: Discover it Cash Back, $2.1k limit, 04/2018. CFU, $4k limit, 1/2019. CSP, $16.7k limit, 2/2019. Chase Amazon Rewards, $16.7k limit, 07/2022.The best cash back setup without dealing without with travel rewards/miles/points would be Bank of America IF you have Platinum Honors - effectively 2.625% is your lowest cash back bar and with the Custom Cash Rewards you’d get up to 5.25% cash back.. I’d also make a compelling argument for the US Bank Altitude …
Consumers can find banks that accept Discover credit cards by using the bank and ATM locator on the Discover card website. Discover credit cards are accepted at numerous banks acro...4.1. The Capital One VentureOne Rewards Credit Card offers many of the same perks as the Capital One Venture Rewards Credit Card, without the burden of an annual fee. If you’re looking for a low ...Looking for a credit card that offers the best cash back rates for travel expenses, not looking for points or miles. I want things like Airbnb (which register as travel expenses) to come back as easy cash back. I’m not sure I would be able to buy Airbnb with Chase Freedom Unlimited, which is the only cash back travel card I’m aware of.The best travel credit cards offer an array of premium perks and benefits. For both occasional travelers and frequent flyers, adding a travel credit card to your wallet …US bank altitude go: 4x points on dining, take out and delivery, $15 yearly streaming credit + 2x on streaming. I use this for restaurants and for streaming service. Wells Fargo Autograph: 3x on travel. I use this card for booking travel. Sofi Credit Card: 3 percent back on everything for the first year, 2 percent back on everything after that.I have researched and it is mentioned Metrobank has a high foreign transaction fee. Any recommendations on Travel card best used abroad with competitive foreign transaction fee? I believe BPI has the lowest foreign transaction fee at 1.85%, which already includes the 1% assessment fee charged by Mastercard/Visa.
CSP and Citi Costco are my top recommendations. CSP is generally speaking better than CSR, as you'll need ~10k travel spend annually to make up for the $205 difference in AF. This is assuming both cards are using PYB; CSP at 1.25CPP and CSR at 1.5CPP. This is before factoring in CSP's annual 0.1x bonus.
A secured credit card is just like a regular credit card, but it requires a cash security deposit, which acts as collateral for the credit limit. This type of credit card is backed...
Nov 13, 2023 ... The credit cards my family currently holds r with chase & citibank mainly use chase freedom unlimited for purchases while citi is for costco & ...1. Bankwest Breeze Zero Platinum Mastercard. 3. Bankwest Breeze Platinum Mastercard. 5. Coles Rewards Mastercard. 7. HSBC Low Rate Credit Card. 9. American Express …Oct 16, 2023 ... However, you should seriously consider the US Bank Altitude Reserve. You'll get 1.5 cpp redemptions through real time rewards when you book ...Check the other Chase no-annual fee cards. Amazon card has no international transaction fee. You say that you rarely use your current card, so I'm going to provide an alternative answer. I hope you don't mind. I travel internationally on a perpetual basis and I don't have a credit card at all. Wells Fargo Autograph: 3x on travel. I use this card for booking travel. Sofi Credit Card: 3 percent back on everything for the first year, 2 percent back on everything after that. I use this for anything that doesn't fall into another category and when abroad, and for cell phone insurance. Not an answer to your question, but before you switch from Cobalt just for the nofx, remember that Cobalt will still often earn the same multipliers when you are travelling and Scotia amex does not. For example: you will get 5% on the Cobalt at a restaurant in the US. minus 2.5% FX = 2.5% earn. Scotia Amex will be 1% earn …A good annual percentage rate (APR) on a credit card is around 10 percent, says TheStreet. Some credit cards offer annual percentage rates that are even lower than this. The averag...List of the best category cashback credit cards. Below is a list of no annual fee category cashback credit cards with a minimum of permanent (non-promotional) 3% category cashback.. We omitted cards with an annual fee.An annual fee card that often comes up is the American Express Blue Cash Preferred.But it's hard to do apple-to-apple …EnigmaShroud • 41 min. ago. American Express Platinum is a great travel credit card. c0horst • 1 min. ago. If you're 23 and want a starter travel card, just get a Chase Sapphire Preferred. Really hard to go wrong with that as … Chase Sapphire Reserve and Amex Platinum are generally viewed as the best cards if you travel and have a reasonable spending level. Discover It is another one that’s great for a beginner, they approve most people and the rewards are decent if you keep track of the rotating categories. Amex Blue Cash everyday card.
Current cards: AMEX blue cash Everyday - 10000 limit. Chase Preferred - 12000 limit. Chase Freedom - 4000 limit. Chase Amazon - 4000 limit. Wellsfargo Secure -300 limit. Discover it - 1500 limit. capital one quicksilver - …In QC, there is fee but if keeping it open for 180 days, get an extra 50,000 points so total is 70,000 points and the $149 fee. No min spending required. $350 - $149 = $201. Forgot to say +$70 GCR so $271. I think it is a good deal for QC residents.I will be focusing mainly on the 4 major travel card lenders (American Express, Chase, Capital One, and Citi) since these are the travel cards talked about most often. However, there are cards from other lenders …Instagram:https://instagram. goimkithow to expand rarneurofeedback ruined my lifenba full game replay Please use the following template so that everyone can make appropriate recommendations: Current cards: (list cards, limits, opening date) e.g. Amex BCP $8,000 limit, May 2019. e.g. Chase Freedom Flex $10,000 limit, June 2021. FICO Score: e.g. 750. Oldest account age: e.g. 5 years 6 months. Chase 5/24 status: e.g 2/24. It seems to me the best welcome bonus right now may be. TD First Class Travel® Visa Infinite Card with 100k TD points. or the TD Aeroplan Visa Infinite Card with an offer of … best restaurants in worcesterrivian r1s cost I would suggest just a travel card with the airline you travel with most or whatever airline is most prominent at your local airport. A Plat/CSR/VX doesn’t really make sense for you right now. Your Apple Card and Amazon cards already have no foreign transaction fees for travel. The Amazon Card has CDW for rental cars. Another option is Citi because they have a 1 cpp cash redemption, plus their cards have great multipliers and they don't include a rotating category card. The cards are Citi Premier, Double Cash, Custom Cash, and Rewards+. It does have drawbacks compared to Chase such as lack of travel protections, but it's an optimal cash back setup that has ... software to make music 4.1. The Capital One VentureOne Rewards Credit Card offers many of the same perks as the Capital One Venture Rewards Credit Card, without the burden of an annual fee. If you’re looking for a low ...If you take road trips and need roadside motels look at Citi. Start with Double Cash and Custom Cash and link both cards. Double Cash can transfer to Wyndham 1:0.8 and to Choice 1:1.5. Then you might consider getting Citi Premier and adding more transfer partners and getting better transfer ratios for a $95 annual fee.